Health Coverage
Health insurance options
Medicare
Federal health insurance for 65+. Original Medicare, Advantage plans, Medigap supplements, and Part D drug plans.
Learn moreIndividual Health
Marketplace plans through kynect, off-exchange options, and subsidies based on income.
Learn moreFamily Health
Coverage for you, spouse, and dependents. Employer plans, marketplace, and KCHIP for children.
Learn moreGroup Health
Employee health benefits for small businesses. Compare plans, control costs, attract talent.
Learn moreSupplemental Health
Cash benefits for accidents, critical illness, and hospital stays. Covers gaps in your primary plan.
Learn moreDental, Vision & Hearing
Standalone plans for preventive care and major services not covered by most health plans.
Learn moreLife & Income Protection
Life insurance and income protection
Term Life
Affordable death benefit for a fixed period (10, 20, or 30 years). Most affordable life insurance option.
Learn moreWhole Life
Permanent coverage with guaranteed cash value growth. Lasts your entire life with level premiums.
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Guaranteed income in retirement. Fixed, indexed, and variable options for tax-deferred growth.
Learn moreDisability Insurance
Replaces 50–70% of income if you can't work due to illness or injury. Short-term and long-term options.
Learn moreFinal Expense
Smaller whole life policy ($5K–$25K) for funeral costs and outstanding bills. No medical exam required.
Learn moreMedicaid
State and federal coverage for low-income individuals. Kentucky expanded Medicaid under the ACA.
Learn moreAlso Available